Complete Guide to Rental Assistance Programs for NYC Tenants in 2025

Are you a New York City tenant struggling to pay rent or facing the threat of eviction? You’re not alone. With rising rents and economic uncertainty, thousands of New Yorkers are searching for help. Fortunately, NYC offers a wide range of rental assistance programs designed to support tenants in need. In this comprehensive guide, we’ll break down every major rental assistance program available to NYC tenants in 2025, including eligibility requirements and how to apply.

1. CityFHEPS: NYC’s Flagship Rental Assistance Program

CityFHEPS is a vital resource for New Yorkers experiencing homelessness or at risk of losing their homes. Administered by the NYC Department of Social Services (DSS), including the Human Resources Administration (HRA) and Department of Homeless Services (DHS), CityFHEPS provides monthly rent supplements to eligible individuals and families. This program helps tenants secure or maintain stable housing and is available to:

• People with a history of homelessness

• Veterans

• Those with an Adult Protective Services (APS) case

• Tenants in rent-controlled apartments

2. FHEPS: Family Homelessness and Eviction Prevention Supplement

FHEPS is specifically designed for families with children who are on public assistance and are either homeless or facing eviction. This program can help cover both rental arrears and ongoing rent payments, ensuring families stay together and avoid shelter entry.

3. Emergency Rental Assistance Program (ERAP)

ERAP offers crucial relief for low- and moderate-income households at risk of homelessness or housing instability—especially those impacted by the COVID-19 pandemic. Eligible households can receive:

• Up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020

• Up to 3 months of additional rental assistance if the household is expected to spend 30% or more of their gross monthly income on rent

• Up to 12 months of utility arrears payments

Payments are made directly to landlords and utility companies. Importantly, applying for ERAP can provide temporary eviction protections while your application is pending.

4. Section 8 Housing Choice Voucher Program

Section 8 is a federal program that helps low-income households pay rent in privately owned apartments. Tenants contribute 30% of their income toward rent, and the voucher covers the remainder. In NYC, Section 8 is administered by NYCHA and the NYC Department of Housing Preservation and Development (HPD). Due to high demand, waitlists are long, but the program remains a critical support for many.

5. Public Assistance and Shelter Payments

If you qualify for Public Assistance, you may be eligible for monthly shelter payments sent directly to your landlord. These payments help cover rent and prevent eviction for those facing financial hardship.

6. One-Shot Deal: Emergency Rental Assistance

The One-Shot Deal is an emergency grant for tenants facing sudden financial crises, such as unexpected job loss or medical emergencies. It can cover rent arrears or other urgent expenses. In some cases, repayment may be required, but for many, it serves as a crucial lifeline.

7. Charitable and Non-Profit Rental Assistance

Numerous charities and non-profit organizations provide emergency rental assistance or help with rent arrears. Organizations like Housing Court Answers and United Way can screen tenants for eligibility and connect them to available resources.

8. Additional Programs: Mixed Income Rental & TBRA

• Mixed Income Rental Program: Offers subsidies for households earning up to 60% of the Area Median Income (AMI).

• Tenant-Based Rental Assistance (TBRA): Provides additional support for specific populations, including those with unique housing needs.

How to Apply for NYC Rental Assistance

• ACCESS HRA: Apply for CityFHEPS, FHEPS, One-Shot Deal, and Public Assistance online.

• NY State ERAP Portal: Submit your ERAP application directly through the state’s website.

• 311: Call for guidance and referrals to appropriate programs.

• Community-Based Organizations: Many local groups offer free application assistance and legal help.

Legal Help for NYC Tenants

Facing eviction? NYC offers free legal services to tenants in housing court. Organizations like Legal Services NYC can provide representation and advice to help you stay in your home.

Don’t qualify for free legal services? Try LawHax where you can draft Answer under 10 minutes to respond to nonpayment petition.

Conclusion

Navigating rental assistance in NYC can be overwhelming, but you don’t have to do it alone. From CityFHEPS and ERAP to Section 8 and emergency grants, there are numerous programs ready to help you stay housed and secure. If you’re struggling with rent, don’t wait—reach out today to explore your options and protect your home.

Need help now? Call 311, visit ACCESS HRA, or contact a local legal aid office for personalized support.